Equity release mortgages are a growth area and a good deal more competitive than they were. With new lenders competing over an ageing population, we can explain in plain English the benefits and drawbacks. We'll help you find the best lender and scheme for you, in this fast changing sector.
Gifting - Giving your children a significant deposit, allowing them to buy their first home.
Inheritance Tax - Giving your loved ones their inheritance now to see them enjoy it and potentially minimising inheritance tax liability.
Solution to an Interest only Mortgage - Allowing you to fully repay your mortgage and stay in your own home for as long as you wish.
Boosting Income - A lifetime mortgage allowing you to draw down additional money as and when required to pay for those little extras.
Contact us to find out more about your Equity Release options...
Independent Mortgage People Ltd. is an Appointed Representative of JLM Mortgage Services Ltd, which is authorised and regulated by the Financial Conduct Authority. Registration numbers 758712 and 300629. Further details may be found by visiting www.fca.org.uk. Registered Office: 6 Viewpoint Hyatt Trading Estate, Babbage Road Stevenage, Hertfordshire,SG1 2EQ. Registered Company Number 09523560, Registered in England and Wales. We typically charge a fee of £495 to be paid when you complete on a mortgage arranged by us. We will also be paid commission by the lender and the fee will be reduced by this amount. Where the commission from the lender exceeds £495 we will not charge a fee. So, in many cases, no fee will be payable.
Your home may be at risk if you do not keep up payments on a mortgage or any loan secured upon it.